Nov 5th, 2012 by Jennifer Lynn
As the delicious Autumn chill swirls through the city air, there is a riotous fluttering of crisp and golden leaves outside. Everything has such an enchanting russet undertone. Yesterday the first fragile snowflakes descended here, y’all! Lexi and I hit the wet pavement to walk three blocks to the mailbox. (Ruddy cheeks, delicate sneezes and snotty noses ensued.)
Lexi is so, so proud to clumsily sprint ahead now, and my heart does these fancy little somersaults, all twisted-like, every time she turns to peek slightly over her shoulder. To check. To know that I am close, to grasp onto.
My days are now full of her laughter and her exquisite shenanigans, and it is such a cozy place to be.
On the financial front, M. and I are discussing various goals—a conversation which was ignited by our beloved, fatally-wounded MacBook yesterday, as it decided to shit the bed on us—and we have decided to implement some type of envelope system for our savings. Just, right now our wish list is so long and varied and somehow we must begin to organize our thoughts and prioritize all of these wants, in order to focus more and make a bit of progress toward each of them.
Last night we curled up with chilly fingers and hot tea to quietly murmur over these things: what percentage for long-term savings (with the principal never to be touched—we decided on 20%), and what percentage to stash into tiny vanilla envelopes, with each of our goals scrawled across in spotty ink. It is hard to believe that at some point in the future these envelopes will all brim with crumpled tens and twenties. There are excited whispers of introducing strict “no spending days” as we eagerly anticipate contributing to each of our financial goals.
Progress is exciting. Stagnation = boo!
More soon,
me.
It is Monday. (Again.)
Some PF link crushin’ to get you through the rubbish of Monday.
Here are some personal finance reads floating around the blogosphere, for your distinct perusing pleasure:
LBee and the Money Tree – Broken Heart, Broken Wallet-Part 1.
My Money Design – My Money Design For Achieving Financial Freedom
Modest Money – What Happens to Debt When You Die?
Canadian Budget Binder – How To Have The Wedding of Your Dreams and Still Be Frugal
So Over This – My Credit Cards Are Plotting Against Me
Money Life and More – How Much A Cheap Cruise Really Costs
Club Thrifty – Top 5 Finance Apps to Keep Your Finances in Check
Simple Debt Free Finance – The Worst Things For Your Credit Score
Frugal Rules – Are Rich People Really That Different From the Rest of Us?
Reach Financial Independence – Little House in Guatemala, Week 1 (with lots of pics!)
Monster Piggy Bank – 6 Simple Money Saving Tips
Pelican on Money – The Thank-You Letter That Landed A Job
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It is also time for another Broke-Ass Monday! Enjoy some of this fun free stuff circulating around the web.
…it’s another Broke-Ass Monday!
- Broke-Ass Mommy is helping to sponsor a $100 Cash Giveaway through Paypal or Amazon gift card (winner’s choice) in our ‘the importance of emergency fund’ giveaway. Don’t miss your chance to win, you cheeky muff.
- WorkSaveLive is celebrating their one-year blogoversary by giving away an iPad Mini, $100 Amazon Gift Card, and $50 Paypal Cash to three lucky winners! Hurry over to enter.
Good luck to all participants. See you folks for the next Broke-Ass Monday!
=^..^=
Thanks so much for the link-up. You made my dreary Monday!
Thanks for the mention this week. The seasons are definitely changing… even down here in Florida!
Thanks for the mention. I love those times with our kids, such precious memories to have.
Good luck, always a fan of seeing what type of saving systems others come up with and how they work. Keep us updated on how it all goes after you've had it in place for a bit.
Thanks for the mention. Are you going with physical envelopes or sub accounts in the bank? I lose everything so couldn't go with envelopes!
Thanks for mentions. Your description of fall makes me want to take a nap! I took one yesterday haha, but we don't have falling leaves yet or golden colors – sucks. I miss the cold!
Thanks for including me in your list
You know it probably is much more exciting to look in an envie that is filled with money rather than a number in a bank account. We've thought of doing that just to have a stash around but then Mrs.CBB gets paranoid in case someone breaks in. Thanks for the mention!! Keep at those goals. Mr.CBB
You are awesome. Totally made my day. First we have rustling leaves and precious moments… then we have a laptop shitting the bed! LOL… I love your style Girl!!!
Wonderful post!
I love fall and the bright coloured leaves do make me so happy!
We have decided to try the ol' trusty envelope-in-hand method since interest rates at the bank essentially are at zero. I feel also it will be compelling motivation to actually see our progress on each goal, as the envelopes start teeming with our spoils. And, we can scroll silly things to each other and decorate the outside of each envelope.
Bonus: once a goal has been fulfilled, we will have festive confetti!
I thought MAC books were never supposed to die? I hope the envelope of money fills up soon and you can get a new one. Thanks for including my post!
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