Nov 28th, 2012 by Jennifer Lynn
Remember the financial goal I set for myself waaaaaay back in June?
You don’t? It was when I was determined, as a stay-at-home mommy without a reliable income stream, to forge a financial challenge at the start of summer to raise $1,000, somehow. Yeah. That financial challenge. This is how things currently stand:
(All income was made from writing projects, sponsors and focus group participation.)
June – $80.00
July – $57.71
August – $425.80
September – $0
October – $262.50
My response (the censored version): Eeee! I made it!!
My response (slightly uncensored): Hells yeah, muthaf*cka!
I will use this wonderful achievement as initiative to roll out some rousing new goals for December:
Financial? I am stumped. Should I continue forward with my savings goal and plump up the amount to $2,000? Or $5,000? Here is what else I’ve been systematically undertaking:
- Implement an envelope savings system and aggressively tackle a specific goal until it has been accomplished. PASS! M. and I resurrected our envelope savings system with all of our objectives clearly prioritized. For instance our most pressing family savings goal is to save up enough dough for a king sized bed. Once this has been accomplished we will continue to move down our list. I am pretty satisfied with this system because it catapulted us into action as opposed to wistfully chit chatting over all of the stuff we want and then remaining stagnant about it. Now we visually can document our progress and propel our ideas into action. (Instead of waffling with “we should…“, it is now “we MUST. And this is how we will…“)
- Bring my local community checking account to $3,000 while adding $2,000 to my Discover online savings account. FLOUNDERING! I am insanely close to touching these totals, however. Just a reminder that I enjoy keeping a highly liquid amount in my checking while scouring for treasures at local estate sales. I will delve more into this aspect in the future.
- Create a Christmas budget 2012 — figure out Secret Santa and home-made/useful gift ideas for loved ones. FLOUNDERING! This was supposed to occur last weekend and for whatever reason didn’t transpire. Progress should be made shortly as we rally our family and pull the names for our Secret Santa exchange. I believe a $30 limit per gift was discussed and agreed upon. Also, I need to order a set of America the Beautiful silver quarters from the U.S. Mint for my father-in-law’s Christmas gift. I’ve been gifting him an annual silver set for the past few years now, and this needs to be done as quickly as possible to ensure timely shipping (PASS! on the coins.)
- Update Broke-Ass Mommy (minimally) two to three times per week. Thus far I’ve experimented with a Tuesday, Thursday and Sunday posting schedule and a Monday, Wednesday and Friday. The latter felt more natural/preferable. PASS!
- Comment on others’ blogs and tweet their posts. It seriously takes two seconds to compose a tweet after commenting, so why not share the love? PASS!
- Consider potentially setting up a Broke-Ass Mommy Facebook account (??). Social media will carry heavy weight in the future, I believe. I am slacking on this front because I lack sufficient time to properly engage fans on Facebook, however. FLOUNDERING!
- Break 200,000 Alexa Ranking. I have been successfully bobbing around the 185-190,000 mark so I want to maintain this momentum. PASS!
- 500 words a night, minimum. It means manifesting courage to face that dreaded blank screen each and every evening, but it will force me to write continually/more persistently. PASS!
- Yoga, daily. This needs to be a critical priority as I feel quite a transformation with both body and mind while faithfully engaging in yoga. Since I am pretty rusty now, I will need to warm up through the basic asanas (sun salutations) to rebuild my endurance, if necessary. The standing-on-the-head stuff will have to wait.
- Find a new and fun recipe per week to experiment with. Preferably, baking. I love baking.
- Join our community co-op. Now that the farmers market is hibernating for the winter season, M. and I need to look elsewhere for fresh fruit and veggies options. Our local co-op has such a cozy inviting atmosphere, and I would receive a dividend check at the end of the year for co-owning a hunk of it.
- Buy storage bins this weekend for de-cluttering our apartment. I totally blame M. for being a packrat. At the very least I need to shuffle a lot of crap into bins and slide them under the bed and into the closets. Then systematically I will go through all of my stuff and trash/sell/donate the bulk of it. I am beginning to realize that too much stuff makes me miserable and slightly derailed. PASS!
There you have it.
Et tu? What are your goals for this month?