Nov 5th, 2012 by Jennifer Lynn
As the delicious Autumn chill swirls through the city air, there is a riotous fluttering of crisp and golden leaves outside. Everything has such an enchanting russet undertone. Yesterday the first fragile snowflakes descended here, y’all! Lexi and I hit the wet pavement to walk three blocks to the mailbox. (Ruddy cheeks, delicate sneezes and snotty noses ensued.)
Lexi is so, so proud to clumsily sprint ahead now, and my heart does these fancy little somersaults, all twisted-like, every time she turns to peek slightly over her shoulder. To check. To know that I am close, to grasp onto.
My days are now full of her laughter and her exquisite shenanigans, and it is such a cozy place to be.
On the financial front, M. and I are discussing various goals—a conversation which was ignited by our beloved, fatally-wounded MacBook yesterday, as it decided to shit the bed on us—and we have decided to implement some type of envelope system for our savings. Just, right now our wish list is so long and varied and somehow we must begin to organize our thoughts and prioritize all of these wants, in order to focus more and make a bit of progress toward each of them.
Last night we curled up with chilly fingers and hot tea to quietly murmur over these things: what percentage for long-term savings (with the principal never to be touched—we decided on 20%), and what percentage to stash into tiny vanilla envelopes, with each of our goals scrawled across in spotty ink. It is hard to believe that at some point in the future these envelopes will all brim with crumpled tens and twenties. There are excited whispers of introducing strict “no spending days” as we eagerly anticipate contributing to each of our financial goals.
Progress is exciting. Stagnation = boo!
It is Monday. (Again.)
Some PF link crushin’ to get you through the rubbish of Monday.
Here are some personal finance reads floating around the blogosphere, for your distinct perusing pleasure:
LBee and the Money Tree – Broken Heart, Broken Wallet-Part 1.
My Money Design – My Money Design For Achieving Financial Freedom
Modest Money – What Happens to Debt When You Die?
Canadian Budget Binder – How To Have The Wedding of Your Dreams and Still Be Frugal
So Over This – My Credit Cards Are Plotting Against Me
Money Life and More – How Much A Cheap Cruise Really Costs
Club Thrifty – Top 5 Finance Apps to Keep Your Finances in Check
Simple Debt Free Finance – The Worst Things For Your Credit Score
Frugal Rules – Are Rich People Really That Different From the Rest of Us?
Reach Financial Independence – Little House in Guatemala, Week 1 (with lots of pics!)
Monster Piggy Bank – 6 Simple Money Saving Tips
Pelican on Money – The Thank-You Letter That Landed A Job
It is also time for another Broke-Ass Monday! Enjoy some of this fun free stuff circulating around the web.
…it’s another Broke-Ass Monday!
- Broke-Ass Mommy is helping to sponsor a $100 Cash Giveaway through Paypal or Amazon gift card (winner’s choice) in our ‘the importance of emergency fund’ giveaway. Don’t miss your chance to win, you cheeky muff.
- WorkSaveLive is celebrating their one-year blogoversary by giving away an iPad Mini, $100 Amazon Gift Card, and $50 Paypal Cash to three lucky winners! Hurry over to enter.
Good luck to all participants. See you folks for the next Broke-Ass Monday!